Concerned About Coronavirus?
At Cruise Lady: Latter-day Adventures, our top priority is the safety of our guests. In this regard, we have been receiving many inquiries about COVID-19, or the Coronavirus, and have been monitoring the situation closely. We have not canceled any of our cruises or land tours, and do not anticipate doing so. However, since we have been receiving so many questions, we are sending out this message as a clarification.
“What is COVID-19, or the Coronavirus?”
“How is it spread?”
“What are the symptoms?”
“What is the mortality rate?”
“Is it safe to travel?”
“What about cruise ships?”
“Should I Purchase Travel Insurance?”
We always recommend purchasing travel insurance for travel abroad and for many domestic tours. Travel insurance can cover expenses due to trip cancellation and interruption, medical expense and evacuation, lost or delayed baggage and more. Some, but not all, of these benefits, may apply in the case of complications related to COVID-19. For example, most of our travel insurance plans do provide coverage if you are quarantined and prevented from traveling or continuing your trip. Most plans also provide protection for cancelation when a person gets sick, provided that the insurance policy was purchased prior to contracting the illness. If you were to contract COVID-19 during the trip, most plans, which include a Medical Expense benefit, will provide coverage for certain medical expenses such as hospital costs, doctor visits and prescription medication. However, while the Trip Cancellation benefit provides coverage for things such as illness or injury, weather conditions, and traffic accidents, there is no coverage for fear of traveling to a specific destination, even for fear of illness. Of course, if you purchase “Cancel for Any Reason” coverage, you will be able to, as the name states, cancel for any reason. In any event, the policy language should be consulted for more detailed information.
At Cruise Lady: Latter-day Adventures, we are committed to helping our guests to have a safe, fun and spiritually enriching experience on any of our trips around the world. If you have booked a trip with us, we will continue to keep you advised if our plans change and as the news regarding COVID-19 develops. If you have not booked with us recently, we will be excited to hear from you soon!